Attention homeowners in Kansas City and Jackson County: Need an appraisal?
Here are the top 7 reasons why MO homeowners hire Berry REALTORS:
Need help determining the price of your house in or near Kansas City, MO?
We at Berry REALTORS understand the special needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Berry REALTORS, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours.
Appraisals to cancel PMI
An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are seasoned in helping clients just like you do away with unneeded and unwanted PMI insurance.
Challenging property tax assessments
Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting an expert appraisal from Berry REALTORS is your perfect weapon.
HELOC recently frozen?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Berry REALTORS can provide you with an expert appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.